Certain storm damage causes, such as wind, hail, and lightning, may be covered by homeowners’ insurance. Damage caused by floods and earthquakes, on the other hand, is often not covered by a regular homeowners insurance policy. It is critical to study your policy to understand what kinds of storm damage are and are not covered. […]
If you reside in California, a state prone to a wide range of natural disasters, from wildfires to earthquakes, you’d need to go above and beyond to protect your property. While home insurance companies in California provide a financial haven in the event of unexpected damage, they subsequently charge you higher premiums to recoup their […]
There’s no denying that climate change is one of the most pressing issues of our time. The recent Intergovernmental Panel of Climate Change (IPCC) report paints a very disturbing picture that buttresses this point. According to the body, the global temperature is poised to rise to 1.5°C within the next 20 years. In truth, the […]
Relocating to a new city and starting fresh is exciting. Unfortunately, there may be some uncertainties while moving, such as a new location to reside, a new set-up for your home and the creation of utility accounts for gas and electricity. Above that, your landlord may request that you have renters insurance. “Wait a minute? […]
Determining how much home insurance costs is based on several factors. The potential cost for your insurance coverage may be based on the location of the home, property values, and the cost of replacing the home in the event of a disaster. Other factors that create an increase in the coverage amount include the types […]
Admit it! You have, at least once, thought of letting go of your health insurance because therenters insurance covers medical bills. What’s the need for both, right? There must be a lot of questions in your mind. Do the best renters insurance covers medical bills? Would it pay for your knee injury or a visit to the ER? […]
Most college-age freshmen have never lived anywhere but in the homes of their parents or guardians. They have never had to consider insuring their belongings and to be honest, this concept can be confusing, even to experienced insurance buyers. What is Renters Insurance? This is a protection coverage that helps you repair or replace items […]
One of the things we learn when we get our first home is that Home owners Insurance is not something you should delay buying. This type of insurance protects you in the event you are the victim of fire, theft, storm damage, or other perils. The biggest lesson that new property owners learn about insurance […]
Moving out personal properties from one location to a new one is not an easy task and there is a high probability of having either severe or minor damages occurring in the whole process, especially if not properly handled by the movers. You must have once asked yourself that can any mishap affecting your property […]
Renting is on the rise among millennials, with many sharing apartments with roommates. Having a roomie has its perks, including more affordable rental, utility, and food costs. If you live with one, you may want to know if it’s possible to share renters insurance. In truth, you can do that. Then again, is it safe? […]
Earthquakes. Wildfires. Floods. The greatest homeowner’s insurance policy is essential to protect your home in California because natural disasters frequently occur here. The average cost of homeowner’s insurance in California is $1,166 per year, although prices can vary depending on a number of factors. This is below the national average of $2,305. Having adequate insurance […]
The homeowner’s insurance carrier with the lowest rates may not always be the best option. Quality of service, third-party evaluations, incentives, coverage alternatives, and claims processing are some things to compare while looking at home insurance providers. The best house insurance providers in California manage to balance price and importance. The best overall insurance provider […]
